Climate Risk Summary

Greenbriar, VA Risk Profile

The primary drivers of climate-related financial risk in Greenbriar, VA are Inland Flooding, Hurricane, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Greenbriar.

Primary Risks

Inland Flooding

$1,179,858

Expected Annual Loss for Greenbriar

52.4Score

Relatively Moderate compared to US average

Greenbriar
Minimal Estimated LossMax Estimated Loss

Hurricane

$117,094

Expected Annual Loss for Greenbriar

71.5Score

Relatively Low compared to US average

Greenbriar
Minimal Estimated LossMax Estimated Loss

Heat Wave

$92,311

Expected Annual Loss for Greenbriar

57.3Score

Relatively Moderate compared to US average

Greenbriar
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,179,858
Score: 52.4
MAJOR DRIVER
Hurricane
$117,094
Score: 71.5
MAJOR DRIVER
Heat Wave
$92,311
Score: 57.3
Cold Wave
$43,270
Score: 33.5
Earthquake
$40,222
Score: 42.2
Strong Wind
$31,670
Score: 49.7
Lightning
$28,752
Score: 58.5
Hail
$25,579
Score: 61.6
Winter Weather
$13,151
Score: 73.2
Tornado
$13,056
Score: 17.1
Ice Storm
$4,051
Score: 28.6
Wildfire
$105
Score: 29.9
Landslide
$1
Score: 30.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 52.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 71.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.5
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 61.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Greenbriar