Climate Risk Summary

Bellwood, VA Risk Profile

The primary drivers of climate-related financial risk in Bellwood, VA are Inland Flooding, Earthquake, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bellwood.

Primary Risks

Inland Flooding

$634,920

Expected Annual Loss for Bellwood

20.1Score

Relatively Low compared to US average

Bellwood
Minimal Estimated LossMax Estimated Loss

Earthquake

$153,206

Expected Annual Loss for Bellwood

66.8Score

Relatively Low compared to US average

Bellwood
Minimal Estimated LossMax Estimated Loss

Hurricane

$130,105

Expected Annual Loss for Bellwood

70.5Score

Relatively Low compared to US average

Bellwood
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$634,920
Score: 20.1
MAJOR DRIVER
Earthquake
$153,206
Score: 66.8
MAJOR DRIVER
Hurricane
$130,105
Score: 70.5
Tornado
$98,132
Score: 43.6
Heat Wave
$75,030
Score: 45.6
Lightning
$25,845
Score: 50.5
Strong Wind
$21,098
Score: 34.7
Ice Storm
$13,035
Score: 55.1
Winter Weather
$9,574
Score: 62.2
Hail
$6,104
Score: 34.5
Drought
$2,409
Score: 42.1
Cold Wave
$841
Score: 16.2
Wildfire
$406
Score: 43.1
Coastal Flooding
$43
Score: 21.8
Landslide
$3
Score: 39.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.8
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 55.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BensleyChesterEnonManchesterMeadowbrook

Zip Codes in Bellwood

2323423237