Climate Risk Summary

Zip Code 22202, Risk Profile

The primary drivers of climate-related financial risk in Arlington, VA (22202) are Inland Flooding, Heat Wave, and Hurricane.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$2,861,640

Expected Annual Loss for Zip Code 22202

13.9Score

Relatively Low compared to US average

22202
Minimal Estimated LossMax Estimated Loss

Heat Wave

$519,617

Expected Annual Loss for Zip Code 22202

55.5Score

Relatively Moderate compared to US average

22202
Minimal Estimated LossMax Estimated Loss

Hurricane

$364,542

Expected Annual Loss for Zip Code 22202

61.4Score

Relatively Low compared to US average

22202
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,861,640
Score: 13.9
MAJOR DRIVER
Heat Wave
$519,617
Score: 55.5
MAJOR DRIVER
Hurricane
$364,542
Score: 61.4
Strong Wind
$239,779
Score: 53.7
Earthquake
$205,278
Score: 35.1
Tornado
$193,659
Score: 27.5
Lightning
$145,139
Score: 53.9
Cold Wave
$73,179
Score: 22.1
Hail
$71,840
Score: 45.3
Winter Weather
$45,320
Score: 60.5
Ice Storm
$12,788
Score: 15.3
Coastal Flooding
$8,351
Score: 13.9
Wildfire
$253
Score: 12.2
Landslide
$10
Score: 22.3

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 13.9
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 55.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 61.4

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 20024Zip Code 20037Zip Code 22204Zip Code 22305Zip Code 22214Zip Code 22314