Climate Risk Summary

Stansbury Park, UT Risk Profile

The primary drivers of climate-related financial risk in Stansbury Park, UT are Inland Flooding, Wildfire, and Earthquake. This area also faces an unusually high intensity for Strong Wind, Lightning, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Stansbury Park.

Primary Risks

Inland Flooding

$479,171

Expected Annual Loss for Stansbury Park

6.0Score

Very Low compared to US average

Stansbury Park
Minimal Estimated LossMax Estimated Loss

Wildfire

$457,655

Expected Annual Loss for Stansbury Park

95.5Score

Relatively High compared to US average

Stansbury Park
Minimal Estimated LossMax Estimated Loss

Earthquake

$424,004

Expected Annual Loss for Stansbury Park

77.7Score

Relatively Moderate compared to US average

Stansbury Park
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$479,171
Score: 6.0
MAJOR DRIVER
Wildfire
$457,655
Score: 95.5
MAJOR DRIVER
Earthquake
$424,004
Score: 77.7
UNUSUALLY HIGH
Strong Wind
$185,241
Score: 84.0
UNUSUALLY HIGH
Lightning
$166,274
Score: 93.9
UNUSUALLY HIGH
Winter Weather
$142,666
Score: 98.3
Heat Wave
$98,208
Score: 46.1
Tornado
$26,017
Score: 21.2
Hail
$7,231
Score: 33.1
Drought
$3,172
Score: 73.7
Ice Storm
$1,609
Score: 6.4
Landslide
$0
Score: 11.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 95.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 84.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Stansbury Park