Climate Risk Summary

Maeser, UT Risk Profile

The primary drivers of climate-related financial risk in Maeser, UT are Inland Flooding, Lightning, and Wildfire. This area also faces an unusually high intensity for Drought and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Maeser.

Primary Risks

Inland Flooding

$271,270

Expected Annual Loss for Maeser

8.9Score

Very Low compared to US average

Maeser
Minimal Estimated LossMax Estimated Loss

Lightning

$63,283

Expected Annual Loss for Maeser

91.0Score

Relatively High compared to US average

Maeser
Minimal Estimated LossMax Estimated Loss

Wildfire

$49,578

Expected Annual Loss for Maeser

89.3Score

Relatively Moderate compared to US average

Maeser
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$271,270
Score: 8.9
MAJOR DRIVER
Lightning
$63,283
Score: 91.0
MAJOR DRIVER
Wildfire
$49,578
Score: 89.3
Earthquake
$34,648
Score: 47.0
Cold Wave
$26,343
Score: 31.3
Heat Wave
$20,179
Score: 22.0
Tornado
$11,672
Score: 20.9
Strong Wind
$6,631
Score: 23.1
UNUSUALLY HIGH
Drought
$5,999
Score: 84.8
Winter Weather
$4,505
Score: 56.4
UNUSUALLY HIGH
Landslide
$4,635
Score: 90.3
Hail
$1,958
Score: 26.5
Ice Storm
$934
Score: 8.7
Avalanche
$455
Score: 30.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 89.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 90.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

RangelyBallardBluebellNaplesRoosevelt

Zip Codes in Maeser

84078