Climate Risk Summary

Pecan Acres, TX Risk Profile

The primary drivers of climate-related financial risk in Pecan Acres, TX are Inland Flooding, Tornado, and Hail. This area also faces an unusually high intensity for Heat Wave and Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pecan Acres.

Primary Risks

Inland Flooding

$1,740,220

Expected Annual Loss for Pecan Acres

70.0Score

Relatively Moderate compared to US average

Pecan Acres
Minimal Estimated LossMax Estimated Loss

Tornado

$501,764

Expected Annual Loss for Pecan Acres

82.2Score

Relatively High compared to US average

Pecan Acres
Minimal Estimated LossMax Estimated Loss

Hail

$482,457

Expected Annual Loss for Pecan Acres

94.7Score

Very High compared to US average

Pecan Acres
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,740,220
Score: 70.0
MAJOR DRIVER
Tornado
$501,764
Score: 82.2
MAJOR DRIVER
Hail
$482,457
Score: 94.7
UNUSUALLY HIGH
Heat Wave
$199,729
Score: 80.7
Cold Wave
$112,310
Score: 56.7
UNUSUALLY HIGH
Wildfire
$99,985
Score: 92.6
Strong Wind
$29,108
Score: 47.3
Ice Storm
$21,476
Score: 72.6
Earthquake
$16,914
Score: 27.2
Lightning
$8,284
Score: 28.1
Winter Weather
$3,494
Score: 43.3
Hurricane
$2,612
Score: 36.9
Drought
$1,154
Score: 77.3
Landslide
$73
Score: 71.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 70.0
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 82.2
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 94.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 80.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 92.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 72.6
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 71.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AzleBriarFort WorthHasletNew Fairview

Zip Codes in Pecan Acres

76020760717607876179