Climate Risk Summary

Hudson Bend, TX Risk Profile

The primary drivers of climate-related financial risk in Hudson Bend, TX are Inland Flooding, Tornado, and Hail. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hudson Bend.

Primary Risks

Inland Flooding

$1,498,067

Expected Annual Loss for Hudson Bend

89.6Score

Relatively High compared to US average

Hudson Bend
Minimal Estimated LossMax Estimated Loss

Tornado

$262,117

Expected Annual Loss for Hudson Bend

82.1Score

Relatively High compared to US average

Hudson Bend
Minimal Estimated LossMax Estimated Loss

Hail

$91,892

Expected Annual Loss for Hudson Bend

90.2Score

Relatively High compared to US average

Hudson Bend
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,498,067
Score: 89.6
MAJOR DRIVER
Tornado
$262,117
Score: 82.1
MAJOR DRIVER
Hail
$91,892
Score: 90.2
Heat Wave
$57,818
Score: 64.4
Cold Wave
$17,950
Score: 30.0
Strong Wind
$12,220
Score: 42.1
Hurricane
$5,885
Score: 48.7
Lightning
$4,900
Score: 28.3
Wildfire
$4,824
Score: 79.3
Ice Storm
$2,263
Score: 30.7
Earthquake
$1,254
Score: 7.3
Winter Weather
$746
Score: 28.5
UNUSUALLY HIGH
Landslide
$109
Score: 81.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 89.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 82.1
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 90.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 64.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 79.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 81.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AustinCedar ParkJonestownLago VistaLakeway

Zip Codes in Hudson Bend

78734