Climate Risk Summary

Brookside Village, TX Risk Profile

The primary drivers of climate-related financial risk in Brookside Village, TX are Inland Flooding, Hurricane, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Brookside Village.

Primary Risks

Inland Flooding

$723,585

Expected Annual Loss for Brookside Village

53.6Score

Relatively Moderate compared to US average

Brookside Village
Minimal Estimated LossMax Estimated Loss

Hurricane

$161,806

Expected Annual Loss for Brookside Village

80.8Score

Relatively Moderate compared to US average

Brookside Village
Minimal Estimated LossMax Estimated Loss

Tornado

$93,637

Expected Annual Loss for Brookside Village

54.9Score

Relatively Moderate compared to US average

Brookside Village
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$723,585
Score: 53.6
MAJOR DRIVER
Hurricane
$161,806
Score: 80.8
MAJOR DRIVER
Tornado
$93,637
Score: 54.9
Cold Wave
$20,448
Score: 29.6
Heat Wave
$20,166
Score: 25.1
Lightning
$10,004
Score: 41.6
Strong Wind
$3,649
Score: 17.6
Ice Storm
$3,267
Score: 35.7
Hail
$1,896
Score: 27.6
Earthquake
$1,234
Score: 6.4
Winter Weather
$93
Score: 16.0
Wildfire
$86
Score: 36.5
Drought
$15
Score: 69.5
Landslide
$0
Score: 31.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 53.6
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 80.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 54.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AlvinFresnoFriendswoodHoustonManvel

Zip Codes in Brookside Village

77581