Climate Risk Summary

Red Bank, TN Risk Profile

The primary drivers of climate-related financial risk in Red Bank, TN are Inland Flooding, Tornado, and Earthquake. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Red Bank.

Primary Risks

Inland Flooding

$2,287,705

Expected Annual Loss for Red Bank

49.8Score

Relatively High compared to US average

Red Bank
Minimal Estimated LossMax Estimated Loss

Tornado

$883,269

Expected Annual Loss for Red Bank

78.5Score

Very High compared to US average

Red Bank
Minimal Estimated LossMax Estimated Loss

Earthquake

$218,542

Expected Annual Loss for Red Bank

61.9Score

Relatively Moderate compared to US average

Red Bank
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,287,705
Score: 49.8
MAJOR DRIVER
Tornado
$883,269
Score: 78.5
MAJOR DRIVER
Earthquake
$218,542
Score: 61.9
Cold Wave
$151,268
Score: 44.6
Strong Wind
$139,034
Score: 71.3
Lightning
$54,215
Score: 57.2
Heat Wave
$37,004
Score: 13.7
Hail
$22,381
Score: 47.0
Ice Storm
$13,993
Score: 42.8
Winter Weather
$13,614
Score: 58.0
Hurricane
$4,551
Score: 35.8
UNUSUALLY HIGH
Landslide
$2,825
Score: 91.0
Wildfire
$1,147
Score: 51.5
Drought
$436
Score: 3.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 78.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.9
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 71.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 91.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 51.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

ChattanoogaFairmountFalling WaterMiddle ValleyRidgeside

Zip Codes in Red Bank

373433740537415