Climate Risk Summary

Kingsport, TN Risk Profile

The primary drivers of climate-related financial risk in Kingsport, TN are Inland Flooding, Earthquake, and Strong Wind. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kingsport.

Primary Risks

Inland Flooding

$5,715,530

Expected Annual Loss for Kingsport

34.1Score

Relatively High compared to US average

Kingsport
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,648,613

Expected Annual Loss for Kingsport

69.3Score

Relatively Moderate compared to US average

Kingsport
Minimal Estimated LossMax Estimated Loss

Strong Wind

$527,252

Expected Annual Loss for Kingsport

74.9Score

Relatively High compared to US average

Kingsport
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,715,530
Score: 34.1
MAJOR DRIVER
Earthquake
$1,648,613
Score: 69.3
MAJOR DRIVER
Strong Wind
$527,252
Score: 74.9
Tornado
$353,250
Score: 36.3
Lightning
$291,363
Score: 73.4
Cold Wave
$270,401
Score: 34.0
Hail
$44,287
Score: 37.4
Hurricane
$36,359
Score: 41.7
Winter Weather
$26,277
Score: 46.9
UNUSUALLY HIGH
Landslide
$15,910
Score: 84.1
Heat Wave
$15,955
Score: 2.7
Ice Storm
$5,334
Score: 5.1
Wildfire
$2,624
Score: 38.1
Drought
$486
Score: 4.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 74.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 84.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Kingsport