Climate Risk Summary

Green Valley, SD Risk Profile

The primary drivers of climate-related financial risk in Green Valley, SD are Inland Flooding, Wildfire, and Cold Wave. This area also faces an unusually high intensity for Hail, Lightning, Winter Weather, and Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Green Valley.

Primary Risks

Inland Flooding

$142,560

Expected Annual Loss for Green Valley

37.1Score

Relatively Low compared to US average

Green Valley
Minimal Estimated LossMax Estimated Loss

Wildfire

$97,337

Expected Annual Loss for Green Valley

97.3Score

Relatively High compared to US average

Green Valley
Minimal Estimated LossMax Estimated Loss

Cold Wave

$94,373

Expected Annual Loss for Green Valley

89.8Score

Relatively High compared to US average

Green Valley
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$142,560
Score: 37.1
MAJOR DRIVER
Wildfire
$97,337
Score: 97.3
MAJOR DRIVER
Cold Wave
$94,373
Score: 89.8
UNUSUALLY HIGH
Hail
$46,107
Score: 94.2
Tornado
$25,908
Score: 55.3
UNUSUALLY HIGH
Lightning
$22,050
Score: 96.0
Heat Wave
$11,605
Score: 48.9
UNUSUALLY HIGH
Winter Weather
$8,915
Score: 95.7
UNUSUALLY HIGH
Ice Storm
$6,796
Score: 85.2
Strong Wind
$3,166
Score: 36.8
Earthquake
$2,102
Score: 21.9
Drought
$1
Score: 68.2
Landslide
$1
Score: 48.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 97.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.8
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 94.2
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 55.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 85.2
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Green Valley