Climate Risk Summary

Sullivan's Island, SC Risk Profile

The primary drivers of climate-related financial risk in Sullivan's Island, SC are Hurricane, Earthquake, and Coastal Flooding. This area also faces an unusually high intensity for Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sullivan's Island.

Primary Risks

Hurricane

$1,253,556

Expected Annual Loss for Sullivan's Island

96.4Score

Relatively High compared to US average

Sullivan's Island
Minimal Estimated LossMax Estimated Loss

Earthquake

$224,510

Expected Annual Loss for Sullivan's Island

82.0Score

Relatively Moderate compared to US average

Sullivan's Island
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$219,592

Expected Annual Loss for Sullivan's Island

97.5Score

Relatively High compared to US average

Sullivan's Island
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,253,556
Score: 96.4
MAJOR DRIVER
Earthquake
$224,510
Score: 82.0
MAJOR DRIVER
Coastal Flooding
$219,592
Score: 97.5
Inland Flooding
$196,585
Score: 10.9
Cold Wave
$15,374
Score: 29.3
UNUSUALLY HIGH
Wildfire
$13,643
Score: 86.4
Tornado
$8,373
Score: 21.9
Ice Storm
$7,454
Score: 65.1
Heat Wave
$4,720
Score: 6.5
Lightning
$4,032
Score: 26.1
Strong Wind
$3,722
Score: 20.6
Hail
$1,081
Score: 24.1
Winter Weather
$906
Score: 32.4
Landslide
$14
Score: 66.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 96.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.0
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 86.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 65.1
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 66.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Sullivan's Island