Climate Risk Summary

Pooler, GA Risk Profile

The primary drivers of climate-related financial risk in Pooler, GA are Hurricane, Inland Flooding, and Earthquake. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pooler.

Primary Risks

Hurricane

$14,641,159

Expected Annual Loss for Pooler

97.3Score

Very High compared to US average

Pooler (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,843,937

Expected Annual Loss for Pooler

61.4Score

Relatively High compared to US average

Pooler
Minimal Estimated LossMax Estimated Loss

Earthquake

$656,324

Expected Annual Loss for Pooler

65.3Score

Relatively Moderate compared to US average

Pooler
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$14,641,159
Score: 97.3
MAJOR DRIVER
Inland Flooding
$4,843,937
Score: 61.4
MAJOR DRIVER
Earthquake
$656,324
Score: 65.3
Heat Wave
$484,001
Score: 71.3
Cold Wave
$273,250
Score: 48.8
Tornado
$257,678
Score: 43.9
Lightning
$153,387
Score: 73.6
Strong Wind
$97,049
Score: 50.0
Ice Storm
$69,044
Score: 68.6
Hail
$39,899
Score: 49.3
UNUSUALLY HIGH
Coastal Flooding
$26,904
Score: 81.7
Wildfire
$20,147
Score: 73.1
Winter Weather
$10,205
Score: 42.9
Landslide
$1
Score: 14.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 97.3
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 61.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.3
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 71.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.6
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 50.0
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 68.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 73.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Pooler