Climate Risk Summary

Kure Beach, NC Risk Profile

The primary drivers of climate-related financial risk in Kure Beach, NC are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Lightning, Coastal Flooding, and Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kure Beach.

Primary Risks

Hurricane

$1,134,746

Expected Annual Loss for Kure Beach

99.0Score

Very High compared to US average

Kure Beach (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$156,148

Expected Annual Loss for Kure Beach

33.8Score

Relatively Low compared to US average

Kure Beach
Minimal Estimated LossMax Estimated Loss

Tornado

$32,209

Expected Annual Loss for Kure Beach

56.5Score

Relatively Moderate compared to US average

Kure Beach
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,134,746
Score: 99.0
MAJOR DRIVER
Inland Flooding
$156,148
Score: 33.8
MAJOR DRIVER
Tornado
$32,209
Score: 56.5
UNUSUALLY HIGH
Lightning
$11,139
Score: 80.7
UNUSUALLY HIGH
Coastal Flooding
$8,558
Score: 90.1
Cold Wave
$7,282
Score: 31.1
Heat Wave
$7,045
Score: 27.8
UNUSUALLY HIGH
Ice Storm
$6,188
Score: 81.0
Earthquake
$4,802
Score: 32.6
Winter Weather
$3,053
Score: 78.0
Strong Wind
$2,718
Score: 29.8
Wildfire
$1,781
Score: 79.2
Hail
$495
Score: 25.3
Landslide
$0
Score: 37.2
Drought
$0
Score: 67.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 99.0
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 56.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.7
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 81.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 79.2
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Boiling Spring LakesCarolina BeachCaswell BeachMyrtle GroveSea Breeze

Zip Codes in Kure Beach

2842828449