Climate Risk Summary

Auburn, GA Risk Profile

The primary drivers of climate-related financial risk in Auburn, GA are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Auburn.

Primary Risks

Inland Flooding

$327,596

Expected Annual Loss for Auburn

6.8Score

Very Low compared to US average

Auburn
Minimal Estimated LossMax Estimated Loss

Tornado

$127,914

Expected Annual Loss for Auburn

51.7Score

Relatively Moderate compared to US average

Auburn
Minimal Estimated LossMax Estimated Loss

Strong Wind

$44,404

Expected Annual Loss for Auburn

59.7Score

Relatively Moderate compared to US average

Auburn
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$327,596
Score: 6.8
MAJOR DRIVER
Tornado
$127,914
Score: 51.7
MAJOR DRIVER
Strong Wind
$44,404
Score: 59.7
Lightning
$38,861
Score: 68.9
Earthquake
$32,072
Score: 37.6
Cold Wave
$26,755
Score: 27.4
Heat Wave
$25,522
Score: 19.5
Hail
$21,515
Score: 59.2
Ice Storm
$9,666
Score: 52.1
Hurricane
$2,073
Score: 35.2
Winter Weather
$441
Score: 19.4
Wildfire
$279
Score: 44.4
Landslide
$3
Score: 42.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 51.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 59.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.9
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 59.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 52.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BethlehemBraseltonBufordDaculaHoschton

Zip Codes in Auburn

30011