Climate Risk Summary

Mystic, CT Risk Profile

The primary drivers of climate-related financial risk in Mystic, CT are Inland Flooding, Hurricane, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Mystic.

Primary Risks

Inland Flooding

$773,257

Expected Annual Loss for Mystic

69.6Score

Relatively Moderate compared to US average

Mystic
Minimal Estimated LossMax Estimated Loss

Hurricane

$384,310

Expected Annual Loss for Mystic

89.1Score

Relatively Moderate compared to US average

Mystic
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$157,220

Expected Annual Loss for Mystic

96.5Score

Relatively High compared to US average

Mystic
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$773,257
Score: 69.6
MAJOR DRIVER
Hurricane
$384,310
Score: 89.1
MAJOR DRIVER
Coastal Flooding
$157,220
Score: 96.5
Earthquake
$49,842
Score: 60.3
Tornado
$16,664
Score: 30.6
Heat Wave
$10,180
Score: 15.6
Lightning
$8,862
Score: 45.4
Strong Wind
$8,014
Score: 34.0
Cold Wave
$7,627
Score: 23.2
Ice Storm
$2,895
Score: 39.3
Winter Weather
$2,450
Score: 51.5
Hail
$2,069
Score: 31.9
Wildfire
$80
Score: 38.6
Landslide
$15
Score: 66.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 69.6
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 89.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 66.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Conning Towers-Nautilus ParkLong HillNoankOld MysticPawcatuck

Zip Codes in Mystic

0635506378