Climate Risk Summary

Hull, MA Risk Profile

The primary drivers of climate-related financial risk in Hull, MA are Coastal Flooding, Inland Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hull.

Primary Risks

Coastal Flooding

$4,605,398

Expected Annual Loss for Hull

99.0Score

Very High compared to US average

Hull (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,327,292

Expected Annual Loss for Hull

37.5Score

Relatively Moderate compared to US average

Hull
Minimal Estimated LossMax Estimated Loss

Hurricane

$220,389

Expected Annual Loss for Hull

71.8Score

Relatively Low compared to US average

Hull
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Coastal Flooding
$4,605,398
Score: 99.0
MAJOR DRIVER
Inland Flooding
$1,327,292
Score: 37.5
MAJOR DRIVER
Hurricane
$220,389
Score: 71.8
Earthquake
$67,106
Score: 41.0
Strong Wind
$64,387
Score: 53.6
Heat Wave
$41,687
Score: 19.1
Tornado
$39,486
Score: 23.9
Cold Wave
$35,144
Score: 25.1
Lightning
$31,788
Score: 44.7
Ice Storm
$21,341
Score: 56.6
Winter Weather
$1,063
Score: 21.5
Hail
$654
Score: 5.7
Wildfire
$109
Score: 28.7
Landslide
$99
Score: 65.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 71.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 53.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 56.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 65.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BostonBraintree TownHinghamNahantNorth Scituate

Zip Codes in Hull

02045
Climate Risk Analysis for Hull, MA