Climate Risk Summary

Upper Pohatcong, NJ Risk Profile

The primary drivers of climate-related financial risk in Upper Pohatcong, NJ are Inland Flooding, Cold Wave, and Hurricane. This area also faces an unusually high intensity for Drought, Strong Wind, and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Upper Pohatcong.

Primary Risks

Inland Flooding

$406,127

Expected Annual Loss for Upper Pohatcong

85.9Score

Relatively High compared to US average

Upper Pohatcong
Minimal Estimated LossMax Estimated Loss

Cold Wave

$59,274

Expected Annual Loss for Upper Pohatcong

82.3Score

Relatively High compared to US average

Upper Pohatcong
Minimal Estimated LossMax Estimated Loss

Hurricane

$30,193

Expected Annual Loss for Upper Pohatcong

77.7Score

Relatively Low compared to US average

Upper Pohatcong
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$406,127
Score: 85.9
MAJOR DRIVER
Cold Wave
$59,274
Score: 82.3
MAJOR DRIVER
Hurricane
$30,193
Score: 77.7
UNUSUALLY HIGH
Drought
$27,299
Score: 95.4
UNUSUALLY HIGH
Strong Wind
$26,952
Score: 89.0
Tornado
$15,343
Score: 45.7
Earthquake
$13,816
Score: 59.2
Heat Wave
$9,981
Score: 44.4
Lightning
$5,537
Score: 64.6
Winter Weather
$2,524
Score: 77.8
Ice Storm
$1,391
Score: 48.4
Hail
$840
Score: 34.3
UNUSUALLY HIGH
Landslide
$62
Score: 85.3
Wildfire
$39
Score: 42.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 85.9
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 77.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 89.0
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 85.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AlphaGreenwichPhillipsburgStewartsvilleChestnut Hill

Zip Codes in Upper Pohatcong

08865