Climate Risk Summary

Sunbury, PA Risk Profile

The primary drivers of climate-related financial risk in Sunbury, PA are Inland Flooding, Hurricane, and Strong Wind. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sunbury.

Primary Risks

Inland Flooding

$1,638,250

Expected Annual Loss for Sunbury

50.5Score

Relatively Moderate compared to US average

Sunbury
Minimal Estimated LossMax Estimated Loss

Hurricane

$165,760

Expected Annual Loss for Sunbury

71.2Score

Relatively Low compared to US average

Sunbury
Minimal Estimated LossMax Estimated Loss

Strong Wind

$151,127

Expected Annual Loss for Sunbury

80.8Score

Relatively High compared to US average

Sunbury
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,638,250
Score: 50.5
MAJOR DRIVER
Hurricane
$165,760
Score: 71.2
MAJOR DRIVER
Strong Wind
$151,127
Score: 80.8
Tornado
$104,850
Score: 40.9
Cold Wave
$84,671
Score: 38.6
Heat Wave
$54,247
Score: 28.6
Lightning
$51,468
Score: 65.6
Earthquake
$44,386
Score: 36.6
UNUSUALLY HIGH
Winter Weather
$42,554
Score: 89.2
Hail
$5,997
Score: 31.2
Ice Storm
$5,050
Score: 25.0
Wildfire
$90
Score: 24.2
Landslide
$1
Score: 29.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 50.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 71.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 80.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Sunbury

Climate Risk Analysis for Sunbury, PA