Climate Risk Summary

Sayre, PA Risk Profile

The primary drivers of climate-related financial risk in Sayre, PA are Inland Flooding, Lightning, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sayre.

Primary Risks

Inland Flooding

$1,708,401

Expected Annual Loss for Sayre

90.7Score

Relatively High compared to US average

Sayre
Minimal Estimated LossMax Estimated Loss

Lightning

$115,963

Expected Annual Loss for Sayre

98.6Score

Very High compared to US average

Sayre (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Cold Wave

$59,943

Expected Annual Loss for Sayre

52.9Score

Relatively Moderate compared to US average

Sayre
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,708,401
Score: 90.7
MAJOR DRIVER
Lightning
$115,963
Score: 98.6
MAJOR DRIVER
Cold Wave
$59,943
Score: 52.9
Tornado
$44,825
Score: 42.7
Hurricane
$31,403
Score: 61.2
Earthquake
$27,597
Score: 46.9
Strong Wind
$20,055
Score: 53.5
Heat Wave
$13,783
Score: 18.1
Ice Storm
$9,596
Score: 67.1
Hail
$4,913
Score: 42.8
Winter Weather
$677
Score: 26.6
Wildfire
$235
Score: 49.5
Landslide
$0
Score: 31.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 90.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.6
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 61.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 53.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 67.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

ElmiraOwegoSouthportWaverlyWest Elmira

Zip Codes in Sayre

18840
Climate Risk Analysis for Sayre, PA