Climate Risk Summary

Zip Code 15132, Risk Profile

The primary drivers of climate-related financial risk in McKeesport, PA (15132) are Inland Flooding, Cold Wave, and Tornado.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$6,587,392

Expected Annual Loss for Zip Code 15132

55.2Score

Relatively High compared to US average

15132
Minimal Estimated LossMax Estimated Loss

Cold Wave

$490,449

Expected Annual Loss for Zip Code 15132

57.4Score

Relatively Moderate compared to US average

15132
Minimal Estimated LossMax Estimated Loss

Tornado

$114,313

Expected Annual Loss for Zip Code 15132

28.4Score

Relatively Low compared to US average

15132
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$6,587,392
Score: 55.2
MAJOR DRIVER
Cold Wave
$490,449
Score: 57.4
MAJOR DRIVER
Tornado
$114,313
Score: 28.4
Heat Wave
$83,140
Score: 17.2
Strong Wind
$55,077
Score: 31.2
Earthquake
$44,983
Score: 20.4
Ice Storm
$32,849
Score: 48.5
Lightning
$25,065
Score: 21.8
Hurricane
$18,119
Score: 41.5
Winter Weather
$8,712
Score: 35.6
Hail
$1,939
Score: 7.7
Wildfire
$341
Score: 31.1
Landslide
$90
Score: 54.6

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 55.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.4
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 28.4

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 15133Zip Code 15131Zip Code 15110Zip Code 15122Zip Code 15137Zip Code 15135