Climate Risk Summary

New Kensington, PA Risk Profile

The primary drivers of climate-related financial risk in New Kensington, PA are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in New Kensington.

Primary Risks

Inland Flooding

$3,637,277

Expected Annual Loss for New Kensington

41.4Score

Relatively High compared to US average

New Kensington
Minimal Estimated LossMax Estimated Loss

Tornado

$81,506

Expected Annual Loss for New Kensington

25.4Score

Relatively Low compared to US average

New Kensington
Minimal Estimated LossMax Estimated Loss

Strong Wind

$77,231

Expected Annual Loss for New Kensington

42.1Score

Relatively Low compared to US average

New Kensington
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,637,277
Score: 41.4
MAJOR DRIVER
Tornado
$81,506
Score: 25.4
MAJOR DRIVER
Strong Wind
$77,231
Score: 42.1
Lightning
$74,388
Score: 51.3
Hail
$53,205
Score: 52.4
Earthquake
$22,996
Score: 14.6
Heat Wave
$21,991
Score: 4.7
Hurricane
$13,029
Score: 39.8
Winter Weather
$4,775
Score: 29.0
Cold Wave
$4,691
Score: 16.5
Ice Storm
$4,506
Score: 9.3
Wildfire
$385
Score: 27.2
Landslide
$111
Score: 51.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.3
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 52.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 51.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in New Kensington