Climate Risk Summary

Minersville, PA Risk Profile

The primary drivers of climate-related financial risk in Minersville, PA are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Strong Wind and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Minersville.

Primary Risks

Inland Flooding

$1,278,763

Expected Annual Loss for Minersville

89.7Score

Relatively High compared to US average

Minersville
Minimal Estimated LossMax Estimated Loss

Cold Wave

$85,866

Expected Annual Loss for Minersville

68.3Score

Relatively Moderate compared to US average

Minersville
Minimal Estimated LossMax Estimated Loss

Tornado

$51,675

Expected Annual Loss for Minersville

49.8Score

Relatively Low compared to US average

Minersville
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,278,763
Score: 89.7
MAJOR DRIVER
Cold Wave
$85,866
Score: 68.3
MAJOR DRIVER
Tornado
$51,675
Score: 49.8
UNUSUALLY HIGH
Strong Wind
$51,272
Score: 83.2
Hurricane
$47,973
Score: 70.8
Heat Wave
$29,549
Score: 47.3
Lightning
$24,597
Score: 80.0
UNUSUALLY HIGH
Winter Weather
$21,523
Score: 95.0
Earthquake
$16,478
Score: 40.7
Ice Storm
$3,533
Score: 46.6
Hail
$718
Score: 20.0
Landslide
$49
Score: 77.3
Wildfire
$43
Score: 32.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 89.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 83.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 77.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AltamontCressonaFrackvilleGordonPalo Alto

Zip Codes in Minersville

17954