Climate Risk Summary

McKees Rocks, PA Risk Profile

The primary drivers of climate-related financial risk in McKees Rocks, PA are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in McKees Rocks.

Primary Risks

Inland Flooding

$3,638,401

Expected Annual Loss for McKees Rocks

77.3Score

Very High compared to US average

McKees Rocks
Minimal Estimated LossMax Estimated Loss

Cold Wave

$151,253

Expected Annual Loss for McKees Rocks

61.6Score

Relatively Moderate compared to US average

McKees Rocks
Minimal Estimated LossMax Estimated Loss

Tornado

$34,584

Expected Annual Loss for McKees Rocks

30.0Score

Relatively Low compared to US average

McKees Rocks
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,638,401
Score: 77.3
MAJOR DRIVER
Cold Wave
$151,253
Score: 61.6
MAJOR DRIVER
Tornado
$34,584
Score: 30.0
Heat Wave
$25,640
Score: 19.0
Strong Wind
$16,722
Score: 33.3
Ice Storm
$10,115
Score: 52.7
Earthquake
$9,284
Score: 17.7
Lightning
$7,889
Score: 24.3
Hurricane
$5,441
Score: 42.4
Winter Weather
$2,647
Score: 37.3
Hail
$588
Score: 8.5
Wildfire
$41
Score: 26.0
Landslide
$9
Score: 53.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 77.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 52.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 53.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in McKees Rocks