Climate Risk Summary

Zip Code 17340, Risk Profile

The primary drivers of climate-related financial risk in Bonneauville, PA (17340) are Inland Flooding, Hurricane, and Drought.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

/ It represents the "average cost" rather than a guaranteed yearly bill.
/ It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$1,846,303

Expected Annual Loss for Zip Code 17340

41.6Score

Relatively Moderate compared to US average

17340

Minimal Estimated LossMax Estimated Loss

Hurricane

$410,553

Expected Annual Loss for Zip Code 17340

78.5Score

Relatively Moderate compared to US average

17340

Minimal Estimated LossMax Estimated Loss

Drought

$273,895

Expected Annual Loss for Zip Code 17340

90.3Score

Relatively Moderate compared to US average

17340

Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$1,846,303

Score: 41.6

MAJOR DRIVER

Hurricane

$410,553

Score: 78.5

MAJOR DRIVER

Drought

$273,895

Score: 90.3

Tornado

$135,740

Score: 40.5

Strong Wind

$134,321

Score: 71.2

Earthquake

$114,611

Score: 49.8

Heat Wave

$113,035

Score: 42.6

Cold Wave

$46,333

Score: 26.4

Lightning

$38,681

Score: 47.6

Winter Weather

$18,018

Score: 65.4

Hail

$16,593

Score: 42.0

Ice Storm

$9,318

Score: 33.1

Wildfire

$1,068

Score: 52.5

Landslide

Score: 30.5

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 41.6

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 78.5

🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.3

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Locations

Zip Code 21787 Zip Code 17331 Zip Code 17325 Zip Code 21158 Zip Code 17350 Zip Code 17344