Climate Risk Summary

Kulpmont, PA Risk Profile

The primary drivers of climate-related financial risk in Kulpmont, PA are Inland Flooding, Strong Wind, and Hurricane. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kulpmont.

Primary Risks

Inland Flooding

$245,642

Expected Annual Loss for Kulpmont

22.6Score

Relatively Low compared to US average

Kulpmont
Minimal Estimated LossMax Estimated Loss

Strong Wind

$55,559

Expected Annual Loss for Kulpmont

86.5Score

Relatively High compared to US average

Kulpmont
Minimal Estimated LossMax Estimated Loss

Hurricane

$40,371

Expected Annual Loss for Kulpmont

69.8Score

Relatively Low compared to US average

Kulpmont
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$245,642
Score: 22.6
MAJOR DRIVER
Strong Wind
$55,559
Score: 86.5
MAJOR DRIVER
Hurricane
$40,371
Score: 69.8
Tornado
$37,349
Score: 45.7
Cold Wave
$24,028
Score: 39.4
Heat Wave
$15,394
Score: 29.8
Lightning
$14,592
Score: 67.2
Earthquake
$12,770
Score: 37.7
UNUSUALLY HIGH
Winter Weather
$12,132
Score: 90.1
Ice Storm
$6,923
Score: 67.6
Hail
$2,106
Score: 34.7
Wildfire
$88
Score: 41.8
Landslide
$0
Score: 33.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 86.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 69.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 67.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

EdgewoodElysburgFairview-FerndaleLavelleMarion Heights

Zip Codes in Kulpmont

17834