Climate Risk Summary

Kenilworth, PA Risk Profile

The primary drivers of climate-related financial risk in Kenilworth, PA are Inland Flooding, Earthquake, and Heat Wave. This area also faces an unusually high intensity for Drought and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kenilworth.

Primary Risks

Inland Flooding

$504,029

Expected Annual Loss for Kenilworth

77.4Score

Relatively Moderate compared to US average

Kenilworth
Minimal Estimated LossMax Estimated Loss

Earthquake

$28,031

Expected Annual Loss for Kenilworth

64.2Score

Relatively Low compared to US average

Kenilworth
Minimal Estimated LossMax Estimated Loss

Heat Wave

$26,403

Expected Annual Loss for Kenilworth

61.5Score

Relatively Moderate compared to US average

Kenilworth
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$504,029
Score: 77.4
MAJOR DRIVER
Earthquake
$28,031
Score: 64.2
MAJOR DRIVER
Heat Wave
$26,403
Score: 61.5
Tornado
$25,945
Score: 46.8
Cold Wave
$21,116
Score: 45.9
Hurricane
$18,259
Score: 64.4
Strong Wind
$12,371
Score: 61.8
UNUSUALLY HIGH
Drought
$6,830
Score: 89.1
UNUSUALLY HIGH
Winter Weather
$6,535
Score: 87.1
Lightning
$5,638
Score: 49.9
Ice Storm
$2,536
Score: 52.0
Hail
$822
Score: 28.0
Wildfire
$23
Score: 32.0
Landslide
$2
Score: 51.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 77.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 61.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 64.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 61.8
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 52.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 51.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Kenilworth

Climate Risk Analysis for Kenilworth, PA