Climate Risk Summary

Jamestown, NY Risk Profile

The primary drivers of climate-related financial risk in Jamestown, NY are Inland Flooding, Tornado, and Cold Wave. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Jamestown.

Primary Risks

Inland Flooding

$8,800,885

Expected Annual Loss for Jamestown

71.2Score

Very High compared to US average

Jamestown
Minimal Estimated LossMax Estimated Loss

Tornado

$647,445

Expected Annual Loss for Jamestown

57.3Score

Relatively Moderate compared to US average

Jamestown
Minimal Estimated LossMax Estimated Loss

Cold Wave

$354,774

Expected Annual Loss for Jamestown

50.0Score

Relatively Moderate compared to US average

Jamestown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$8,800,885
Score: 71.2
MAJOR DRIVER
Tornado
$647,445
Score: 57.3
MAJOR DRIVER
Cold Wave
$354,774
Score: 50.0
Strong Wind
$245,186
Score: 69.3
UNUSUALLY HIGH
Lightning
$218,121
Score: 80.6
Hurricane
$71,647
Score: 51.9
Ice Storm
$28,443
Score: 44.5
Winter Weather
$27,014
Score: 59.5
Heat Wave
$23,661
Score: 4.4
Earthquake
$24,095
Score: 13.5
Hail
$8,047
Score: 22.8
Wildfire
$1,001
Score: 43.2
Landslide
$17
Score: 41.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 71.2
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 57.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 69.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.6
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 51.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BustiCeloronChautauquaFalconerJamestown West

Zip Codes in Jamestown

14701