Climate Risk Summary

Honey Brook, PA Risk Profile

The primary drivers of climate-related financial risk in Honey Brook, PA are Inland Flooding, Heat Wave, and Tornado. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Honey Brook.

Primary Risks

Inland Flooding

$150,775

Expected Annual Loss for Honey Brook

1.9Score

Very Low compared to US average

Honey Brook
Minimal Estimated LossMax Estimated Loss

Heat Wave

$32,216

Expected Annual Loss for Honey Brook

29.9Score

Relatively Low compared to US average

Honey Brook
Minimal Estimated LossMax Estimated Loss

Tornado

$28,154

Expected Annual Loss for Honey Brook

30.3Score

Relatively Low compared to US average

Honey Brook
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$150,775
Score: 1.9
MAJOR DRIVER
Heat Wave
$32,216
Score: 29.9
MAJOR DRIVER
Tornado
$28,154
Score: 30.3
Cold Wave
$25,768
Score: 28.7
Earthquake
$24,659
Score: 36.2
Hurricane
$14,873
Score: 51.9
Strong Wind
$13,950
Score: 33.9
Winter Weather
$7,613
Score: 65.4
Lightning
$6,970
Score: 25.7
Ice Storm
$2,795
Score: 24.5
UNUSUALLY HIGH
Drought
$2,779
Score: 81.3
Hail
$418
Score: 7.3
Wildfire
$16
Score: 22.8
Landslide
$0
Score: 12.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 51.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.4
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Blue BallCoatesvilleElversonGoodvilleHayti

Zip Codes in Honey Brook

19344