Climate Risk Summary

Glen Lyon, PA Risk Profile

The primary drivers of climate-related financial risk in Glen Lyon, PA are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Winter Weather and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Glen Lyon.

Primary Risks

Inland Flooding

$468,877

Expected Annual Loss for Glen Lyon

63.7Score

Relatively Moderate compared to US average

Glen Lyon
Minimal Estimated LossMax Estimated Loss

Cold Wave

$74,272

Expected Annual Loss for Glen Lyon

71.8Score

Relatively Moderate compared to US average

Glen Lyon
Minimal Estimated LossMax Estimated Loss

Tornado

$28,547

Expected Annual Loss for Glen Lyon

44.2Score

Relatively Low compared to US average

Glen Lyon
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$468,877
Score: 63.7
MAJOR DRIVER
Cold Wave
$74,272
Score: 71.8
MAJOR DRIVER
Tornado
$28,547
Score: 44.2
Heat Wave
$23,002
Score: 49.1
Hurricane
$16,680
Score: 60.1
Lightning
$13,569
Score: 71.0
Earthquake
$11,620
Score: 39.7
Strong Wind
$8,351
Score: 44.2
UNUSUALLY HIGH
Winter Weather
$6,746
Score: 83.5
Ice Storm
$3,426
Score: 54.0
Hail
$1,859
Score: 35.7
Avalanche
$609
Score: 45.8
UNUSUALLY HIGH
Landslide
$282
Score: 89.2
Wildfire
$112
Score: 47.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 63.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.8
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 60.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 54.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 89.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Glen Lyon