Climate Risk Summary

Fredericktown, PA Risk Profile

The primary drivers of climate-related financial risk in Fredericktown, PA are Inland Flooding, Lightning, and Tornado. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fredericktown.

Primary Risks

Inland Flooding

$477,645

Expected Annual Loss for Fredericktown

92.6Score

Relatively High compared to US average

Fredericktown
Minimal Estimated LossMax Estimated Loss

Lightning

$4,643

Expected Annual Loss for Fredericktown

63.2Score

Relatively Moderate compared to US average

Fredericktown
Minimal Estimated LossMax Estimated Loss

Tornado

$3,214

Expected Annual Loss for Fredericktown

25.2Score

Very Low compared to US average

Fredericktown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$477,645
Score: 92.6
MAJOR DRIVER
Lightning
$4,643
Score: 63.2
MAJOR DRIVER
Tornado
$3,214
Score: 25.2
Hail
$2,806
Score: 57.3
Heat Wave
$1,422
Score: 6.5
Earthquake
$1,375
Score: 18.5
Strong Wind
$1,156
Score: 20.9
Hurricane
$506
Score: 39.4
Ice Storm
$275
Score: 13.3
Drought
$240
Score: 79.0
Cold Wave
$212
Score: 16.6
Winter Weather
$61
Score: 19.2
UNUSUALLY HIGH
Landslide
$59
Score: 85.7
Wildfire
$52
Score: 47.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 92.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.2
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 57.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 85.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AaronsburgBentleyvilleCaliforniaCentervilleCrucible

Zip Codes in Fredericktown

15333