Climate Risk Summary

Fleetwood, PA Risk Profile

The primary drivers of climate-related financial risk in Fleetwood, PA are Inland Flooding, Cold Wave, and Hurricane. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fleetwood.

Primary Risks

Inland Flooding

$614,753

Expected Annual Loss for Fleetwood

30.1Score

Relatively Low compared to US average

Fleetwood
Minimal Estimated LossMax Estimated Loss

Cold Wave

$83,273

Expected Annual Loss for Fleetwood

51.2Score

Relatively Moderate compared to US average

Fleetwood
Minimal Estimated LossMax Estimated Loss

Hurricane

$72,822

Expected Annual Loss for Fleetwood

67.7Score

Relatively Low compared to US average

Fleetwood
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$614,753
Score: 30.1
MAJOR DRIVER
Cold Wave
$83,273
Score: 51.2
MAJOR DRIVER
Hurricane
$72,822
Score: 67.7
Tornado
$61,194
Score: 41.3
Heat Wave
$47,196
Score: 41.8
Strong Wind
$41,367
Score: 63.1
Earthquake
$35,716
Score: 43.8
UNUSUALLY HIGH
Winter Weather
$19,223
Score: 85.7
Lightning
$18,074
Score: 50.0
Ice Storm
$3,223
Score: 27.9
Hail
$837
Score: 14.6
Drought
$223
Score: 73.7
Wildfire
$166
Score: 40.5
Landslide
$0
Score: 24.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 67.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 63.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 85.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BlandonJacksonwaldKutztownKutztown UniversityLaureldale

Zip Codes in Fleetwood

19522