Climate Risk Summary

Etna, PA Risk Profile

The primary drivers of climate-related financial risk in Etna, PA are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Etna.

Primary Risks

Inland Flooding

$1,720,042

Expected Annual Loss for Etna

92.7Score

Relatively High compared to US average

Etna
Minimal Estimated LossMax Estimated Loss

Cold Wave

$87,813

Expected Annual Loss for Etna

65.1Score

Relatively Moderate compared to US average

Etna
Minimal Estimated LossMax Estimated Loss

Tornado

$19,027

Expected Annual Loss for Etna

31.3Score

Relatively Low compared to US average

Etna
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,720,042
Score: 92.7
MAJOR DRIVER
Cold Wave
$87,813
Score: 65.1
MAJOR DRIVER
Tornado
$19,027
Score: 31.3
Heat Wave
$14,886
Score: 22.0
Strong Wind
$9,295
Score: 35.7
Ice Storm
$5,849
Score: 56.4
Earthquake
$5,214
Score: 19.1
Lightning
$4,530
Score: 26.9
Hurricane
$2,928
Score: 43.4
Winter Weather
$1,474
Score: 39.3
Hail
$325
Score: 9.6
Wildfire
$85
Score: 38.5
Landslide
$42
Score: 75.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 92.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 56.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 75.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Etna