Climate Risk Summary

Edenburg, PA Risk Profile

The primary drivers of climate-related financial risk in Edenburg, PA are Inland Flooding, Hurricane, and Cold Wave. This area also faces an unusually high intensity for Drought, Winter Weather, and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Edenburg.

Primary Risks

Inland Flooding

$559,223

Expected Annual Loss for Edenburg

71.0Score

Relatively Moderate compared to US average

Edenburg
Minimal Estimated LossMax Estimated Loss

Hurricane

$101,050

Expected Annual Loss for Edenburg

81.9Score

Relatively Moderate compared to US average

Edenburg
Minimal Estimated LossMax Estimated Loss

Cold Wave

$44,197

Expected Annual Loss for Edenburg

58.3Score

Relatively Moderate compared to US average

Edenburg
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$559,223
Score: 71.0
MAJOR DRIVER
Hurricane
$101,050
Score: 81.9
MAJOR DRIVER
Cold Wave
$44,197
Score: 58.3
Tornado
$36,902
Score: 48.6
Strong Wind
$25,652
Score: 74.2
Heat Wave
$25,207
Score: 51.4
Earthquake
$18,636
Score: 49.7
Hail
$15,190
Score: 72.1
UNUSUALLY HIGH
Drought
$11,427
Score: 90.2
UNUSUALLY HIGH
Winter Weather
$10,536
Score: 90.4
Lightning
$9,678
Score: 59.1
UNUSUALLY HIGH
Landslide
$4,930
Score: 97.4
Ice Storm
$1,773
Score: 35.6
Wildfire
$685
Score: 67.8
Avalanche
$61
Score: 15.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 71.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 81.9
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 74.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 51.4
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 72.1
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.1
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 97.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 67.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Edenburg