Climate Risk Summary

East York, PA Risk Profile

The primary drivers of climate-related financial risk in East York, PA are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in East York.

Primary Risks

Inland Flooding

$1,528,701

Expected Annual Loss for East York

70.1Score

Relatively High compared to US average

East York
Minimal Estimated LossMax Estimated Loss

Hurricane

$364,783

Expected Annual Loss for East York

84.6Score

Relatively Moderate compared to US average

East York
Minimal Estimated LossMax Estimated Loss

Earthquake

$144,853

Expected Annual Loss for East York

72.9Score

Relatively Low compared to US average

East York
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,528,701
Score: 70.1
MAJOR DRIVER
Hurricane
$364,783
Score: 84.6
MAJOR DRIVER
Earthquake
$144,853
Score: 72.9
Heat Wave
$80,517
Score: 62.2
Strong Wind
$64,437
Score: 76.0
Cold Wave
$58,044
Score: 45.8
Lightning
$33,817
Score: 72.8
Tornado
$33,132
Score: 32.7
UNUSUALLY HIGH
Winter Weather
$27,313
Score: 90.9
Ice Storm
$4,451
Score: 38.5
Wildfire
$270
Score: 47.2
Hail
$201
Score: 3.2
Landslide
$5
Score: 50.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 70.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 84.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.9
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 62.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 76.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 50.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in East York