Climate Risk Summary

Coopersburg, PA Risk Profile

The primary drivers of climate-related financial risk in Coopersburg, PA are Inland Flooding, Cold Wave, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Coopersburg.

Primary Risks

Inland Flooding

$317,992

Expected Annual Loss for Coopersburg

10.3Score

Very Low compared to US average

Coopersburg
Minimal Estimated LossMax Estimated Loss

Cold Wave

$193,950

Expected Annual Loss for Coopersburg

73.8Score

Relatively Moderate compared to US average

Coopersburg
Minimal Estimated LossMax Estimated Loss

Heat Wave

$47,607

Expected Annual Loss for Coopersburg

44.0Score

Relatively Low compared to US average

Coopersburg
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$317,992
Score: 10.3
MAJOR DRIVER
Cold Wave
$193,950
Score: 73.8
MAJOR DRIVER
Heat Wave
$47,607
Score: 44.0
Hurricane
$47,600
Score: 62.3
Tornado
$30,643
Score: 32.0
Earthquake
$23,721
Score: 36.5
Strong Wind
$21,027
Score: 45.5
Lightning
$11,793
Score: 39.5
Winter Weather
$9,420
Score: 72.0
Ice Storm
$2,029
Score: 18.8
Hail
$633
Score: 12.1
Wildfire
$20
Score: 23.7
Landslide
$0
Score: 29.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.8
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 62.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Coopersburg