Climate Risk Summary

Zip Code 18337, Risk Profile

The primary drivers of climate-related financial risk in Conashaugh Lakes, PA (18337) are Inland Flooding, Cold Wave, and Hurricane.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$5,433,803

Expected Annual Loss for Zip Code 18337

65.3Score

Very High compared to US average

18337
Minimal Estimated LossMax Estimated Loss

Cold Wave

$744,430

Expected Annual Loss for Zip Code 18337

78.0Score

Relatively High compared to US average

18337
Minimal Estimated LossMax Estimated Loss

Hurricane

$290,408

Expected Annual Loss for Zip Code 18337

71.6Score

Relatively Low compared to US average

18337
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,433,803
Score: 65.3
MAJOR DRIVER
Cold Wave
$744,430
Score: 78.0
MAJOR DRIVER
Hurricane
$290,408
Score: 71.6
Strong Wind
$185,097
Score: 73.1
Tornado
$103,609
Score: 33.0
Earthquake
$92,233
Score: 39.8
Lightning
$71,100
Score: 59.7
Wildfire
$59,383
Score: 77.5
Heat Wave
$57,576
Score: 18.5
Winter Weather
$24,973
Score: 67.9
Ice Storm
$10,649
Score: 30.7
Hail
$8,250
Score: 28.7
Landslide
$874
Score: 77.2
Drought
$320
Score: 5.8

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 65.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 71.6

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 18458Zip Code 18328Zip Code 07827Zip Code 07851Zip Code 07826Zip Code 12770
18337 Climate Risk Report | Conashaugh Lakes, PA