Climate Risk Summary

Cleona, PA Risk Profile

The primary drivers of climate-related financial risk in Cleona, PA are Inland Flooding, Hurricane, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cleona.

Primary Risks

Inland Flooding

$711,587

Expected Annual Loss for Cleona

49.7Score

Relatively Moderate compared to US average

Cleona
Minimal Estimated LossMax Estimated Loss

Hurricane

$49,327

Expected Annual Loss for Cleona

65.4Score

Relatively Low compared to US average

Cleona
Minimal Estimated LossMax Estimated Loss

Tornado

$35,177

Expected Annual Loss for Cleona

36.3Score

Relatively Low compared to US average

Cleona
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$711,587
Score: 49.7
MAJOR DRIVER
Hurricane
$49,327
Score: 65.4
MAJOR DRIVER
Tornado
$35,177
Score: 36.3
Earthquake
$31,524
Score: 46.5
Strong Wind
$25,981
Score: 56.7
Cold Wave
$22,051
Score: 29.7
Heat Wave
$17,435
Score: 20.0
Lightning
$14,676
Score: 51.0
Winter Weather
$6,696
Score: 68.1
Ice Storm
$1,579
Score: 17.5
Hail
$585
Score: 13.3
Drought
$377
Score: 75.7
Wildfire
$27
Score: 26.2
Landslide
$0
Score: 22.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 65.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 56.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.1
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Cleona