Climate Risk Summary

Canonsburg, PA Risk Profile

The primary drivers of climate-related financial risk in Canonsburg, PA are Inland Flooding, Lightning, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Canonsburg.

Primary Risks

Inland Flooding

$1,761,702

Expected Annual Loss for Canonsburg

41.2Score

Relatively Moderate compared to US average

Canonsburg
Minimal Estimated LossMax Estimated Loss

Lightning

$58,102

Expected Annual Loss for Canonsburg

63.4Score

Relatively Moderate compared to US average

Canonsburg
Minimal Estimated LossMax Estimated Loss

Tornado

$54,527

Expected Annual Loss for Canonsburg

28.9Score

Relatively Low compared to US average

Canonsburg
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,761,702
Score: 41.2
MAJOR DRIVER
Lightning
$58,102
Score: 63.4
MAJOR DRIVER
Tornado
$54,527
Score: 28.9
Hail
$38,191
Score: 58.4
Heat Wave
$17,951
Score: 6.6
Earthquake
$16,900
Score: 17.9
Strong Wind
$15,896
Score: 22.1
Hurricane
$7,474
Score: 40.6
Ice Storm
$5,575
Score: 22.9
Cold Wave
$2,532
Score: 16.5
Winter Weather
$765
Score: 19.1
Wildfire
$326
Score: 39.6
Landslide
$79
Score: 69.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.4
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 58.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 69.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Canonsburg

Climate Risk Analysis for Canonsburg, PA