Climate Risk Summary

Campbell, OH Risk Profile

The primary drivers of climate-related financial risk in Campbell, OH are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Campbell.

Primary Risks

Inland Flooding

$606,286

Expected Annual Loss for Campbell

17.9Score

Relatively Low compared to US average

Campbell
Minimal Estimated LossMax Estimated Loss

Tornado

$210,047

Expected Annual Loss for Campbell

58.5Score

Relatively Moderate compared to US average

Campbell
Minimal Estimated LossMax Estimated Loss

Strong Wind

$63,319

Expected Annual Loss for Campbell

65.8Score

Relatively Moderate compared to US average

Campbell
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$606,286
Score: 17.9
MAJOR DRIVER
Tornado
$210,047
Score: 58.5
MAJOR DRIVER
Strong Wind
$63,319
Score: 65.8
Hail
$58,820
Score: 73.3
Heat Wave
$39,386
Score: 27.5
Lightning
$39,177
Score: 64.8
Earthquake
$15,144
Score: 22.9
Cold Wave
$12,245
Score: 21.3
Hurricane
$11,968
Score: 47.8
Winter Weather
$6,874
Score: 54.6
Ice Storm
$6,723
Score: 38.2
Wildfire
$308
Score: 44.1
Landslide
$2
Score: 29.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 58.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 65.8
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 73.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

GirardHubbardLowellvillePolandStruthers

Zip Codes in Campbell

444054443644505