Climate Risk Summary

Camp Hill, PA Risk Profile

The primary drivers of climate-related financial risk in Camp Hill, PA are Inland Flooding, Hurricane, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Camp Hill.

Primary Risks

Inland Flooding

$1,084,475

Expected Annual Loss for Camp Hill

34.4Score

Relatively Low compared to US average

Camp Hill
Minimal Estimated LossMax Estimated Loss

Hurricane

$161,667

Expected Annual Loss for Camp Hill

72.2Score

Relatively Low compared to US average

Camp Hill
Minimal Estimated LossMax Estimated Loss

Strong Wind

$86,262

Expected Annual Loss for Camp Hill

69.6Score

Relatively Moderate compared to US average

Camp Hill
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,084,475
Score: 34.4
MAJOR DRIVER
Hurricane
$161,667
Score: 72.2
MAJOR DRIVER
Strong Wind
$86,262
Score: 69.6
Tornado
$83,761
Score: 39.3
Heat Wave
$75,908
Score: 42.7
Earthquake
$71,950
Score: 49.2
Cold Wave
$24,590
Score: 24.6
Lightning
$23,202
Score: 44.6
Winter Weather
$21,819
Score: 78.5
Ice Storm
$2,631
Score: 14.9
Wildfire
$166
Score: 34.3
Hail
$154
Score: 1.6
Landslide
$6
Score: 44.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 69.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Camp Hill