Climate Risk Summary

Butler, PA Risk Profile

The primary drivers of climate-related financial risk in Butler, PA are Inland Flooding, Tornado, and Lightning.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Butler.

Primary Risks

Inland Flooding

$3,387,738

Expected Annual Loss for Butler

55.0Score

Relatively High compared to US average

Butler
Minimal Estimated LossMax Estimated Loss

Tornado

$126,189

Expected Annual Loss for Butler

34.8Score

Relatively Low compared to US average

Butler
Minimal Estimated LossMax Estimated Loss

Lightning

$108,563

Expected Annual Loss for Butler

71.4Score

Relatively High compared to US average

Butler
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,387,738
Score: 55.0
MAJOR DRIVER
Tornado
$126,189
Score: 34.8
MAJOR DRIVER
Lightning
$108,563
Score: 71.4
Strong Wind
$107,434
Score: 57.8
Heat Wave
$21,988
Score: 5.9
Earthquake
$16,335
Score: 13.6
Cold Wave
$13,192
Score: 18.7
Hurricane
$9,165
Score: 38.8
Winter Weather
$8,551
Score: 41.6
Ice Storm
$7,271
Score: 21.1
Hail
$6,826
Score: 25.2
Wildfire
$171
Score: 27.7
Landslide
$84
Score: 60.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 55.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 57.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 60.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Homeacre-LyndoraMeadowoodMeridianNixonOak Hills

Zip Codes in Butler

160011600216045