Climate Risk Summary

Buchanan, NY Risk Profile

The primary drivers of climate-related financial risk in Buchanan, NY are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Buchanan.

Primary Risks

Inland Flooding

$430,796

Expected Annual Loss for Buchanan

17.7Score

Relatively Low compared to US average

Buchanan
Minimal Estimated LossMax Estimated Loss

Hurricane

$66,027

Expected Annual Loss for Buchanan

66.7Score

Relatively Low compared to US average

Buchanan
Minimal Estimated LossMax Estimated Loss

Earthquake

$55,979

Expected Annual Loss for Buchanan

55.1Score

Relatively Low compared to US average

Buchanan
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$430,796
Score: 17.7
MAJOR DRIVER
Hurricane
$66,027
Score: 66.7
MAJOR DRIVER
Earthquake
$55,979
Score: 55.1
Cold Wave
$26,601
Score: 29.6
Strong Wind
$19,765
Score: 43.4
UNUSUALLY HIGH
Coastal Flooding
$16,430
Score: 87.0
Heat Wave
$16,200
Score: 14.6
Tornado
$10,332
Score: 17.1
Lightning
$6,374
Score: 24.6
Ice Storm
$3,333
Score: 29.7
Winter Weather
$3,282
Score: 46.4
Hail
$356
Score: 6.2
Wildfire
$230
Score: 44.9
Landslide
$17
Score: 63.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 66.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 63.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Buchanan