Climate Risk Summary

Blairsville, PA Risk Profile

The primary drivers of climate-related financial risk in Blairsville, PA are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Blairsville.

Primary Risks

Inland Flooding

$642,919

Expected Annual Loss for Blairsville

54.0Score

Relatively Moderate compared to US average

Blairsville

Minimal Estimated LossMax Estimated Loss

Cold Wave

$38,325

Expected Annual Loss for Blairsville

42.7Score

Relatively Low compared to US average

Blairsville

Minimal Estimated LossMax Estimated Loss

Tornado

$29,857

Expected Annual Loss for Blairsville

36.6Score

Relatively Low compared to US average

Blairsville

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$642,919

Score: 54.0

MAJOR DRIVER

Cold Wave

$38,325

Score: 42.7

MAJOR DRIVER

Tornado

$29,857

Score: 36.6

Lightning

$28,585

Score: 78.4

Hurricane

$17,030

Score: 55.7

Earthquake

$16,305

Score: 36.4

Strong Wind

$15,680

Score: 47.7

Hail

$8,827

Score: 53.7

Heat Wave

$4,740

Score: 5.6

Ice Storm

$1,400

Score: 18.8

Winter Weather

$213

Score: 18.7

Wildfire

$141

Score: 43.7

Landslide

$23

Score: 69.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 54.0

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.4

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 55.7

🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 53.7

⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 69.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Black Lick Derry Homer City Jacksonville Latrobe

Zip Codes in Blairsville

15717