Climate Risk Summary

Angola on the Lake, NY Risk Profile

The primary drivers of climate-related financial risk in Angola on the Lake, NY are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Angola on the Lake.

Primary Risks

Inland Flooding

$261,252

Expected Annual Loss for Angola on the Lake

37.4Score

Relatively Low compared to US average

Angola on the Lake
Minimal Estimated LossMax Estimated Loss

Cold Wave

$39,321

Expected Annual Loss for Angola on the Lake

57.9Score

Relatively Moderate compared to US average

Angola on the Lake
Minimal Estimated LossMax Estimated Loss

Tornado

$18,044

Expected Annual Loss for Angola on the Lake

37.9Score

Relatively Low compared to US average

Angola on the Lake
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$261,252
Score: 37.4
MAJOR DRIVER
Cold Wave
$39,321
Score: 57.9
MAJOR DRIVER
Tornado
$18,044
Score: 37.9
Earthquake
$4,002
Score: 22.6
Heat Wave
$3,300
Score: 7.1
Ice Storm
$2,131
Score: 43.1
Strong Wind
$2,128
Score: 19.2
Winter Weather
$1,883
Score: 55.9
Hurricane
$1,571
Score: 42.5
Lightning
$1,346
Score: 15.0
Wildfire
$903
Score: 71.1
Hail
$674
Score: 23.7
Coastal Flooding
$413
Score: 77.4
Landslide
$1
Score: 43.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 71.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AngolaBuffaloEdenHamburgHighland-on-the-Lake

Zip Codes in Angola on the Lake

14006