Climate Risk Summary

Klamath Falls, OR Risk Profile

The primary drivers of climate-related financial risk in Klamath Falls, OR are Inland Flooding, Earthquake, and Cold Wave. This area also faces an unusually high intensity for Winter Weather and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Klamath Falls.

Primary Risks

Inland Flooding

$2,901,440

Expected Annual Loss for Klamath Falls

59.3Score

Relatively High compared to US average

Klamath Falls
Minimal Estimated LossMax Estimated Loss

Earthquake

$3,939,630

Expected Annual Loss for Klamath Falls

87.6Score

Relatively High compared to US average

Klamath Falls
Minimal Estimated LossMax Estimated Loss

Cold Wave

$450,632

Expected Annual Loss for Klamath Falls

69.9Score

Relatively High compared to US average

Klamath Falls
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,901,440
Score: 59.3
MAJOR DRIVER
Earthquake
$3,939,630
Score: 87.6
MAJOR DRIVER
Cold Wave
$450,632
Score: 69.9
Heat Wave
$205,318
Score: 59.3
Wildfire
$114,059
Score: 78.5
UNUSUALLY HIGH
Winter Weather
$111,465
Score: 94.8
Lightning
$47,623
Score: 52.0
Hail
$14,236
Score: 37.1
Strong Wind
$10,629
Score: 16.2
Ice Storm
$3,961
Score: 13.8
Tornado
$3,152
Score: 2.5
UNUSUALLY HIGH
Volcanic Activity
$63
Score: 85.1
Landslide
$24
Score: 38.4
Drought
$20
Score: 49.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 59.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.6
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.9
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 59.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 78.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.0
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 85.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Lake ShastinaWeedYrekaAltamontAshland

Zip Codes in Klamath Falls

9760197603
Climate Risk Analysis for Klamath Falls, OR