Climate Risk Summary

Eureka, CA Risk Profile

The primary drivers of climate-related financial risk in Eureka, CA are Earthquake, Inland Flooding, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Eureka.

Primary Risks

Earthquake

$29,613,052

Expected Annual Loss for Eureka

99.2Score

Very High compared to US average

Eureka (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,055,195

Expected Annual Loss for Eureka

64.8Score

Relatively High compared to US average

Eureka
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$1,067,667

Expected Annual Loss for Eureka

63.4Score

Very High compared to US average

Eureka
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$29,613,052
Score: 99.2
MAJOR DRIVER
Inland Flooding
$4,055,195
Score: 64.8
MAJOR DRIVER
Coastal Flooding
$1,067,667
Score: 63.4
Heat Wave
$19,349
Score: 5.0
Lightning
$18,195
Score: 22.4
Hail
$7,602
Score: 27.0
Tornado
$6,996
Score: 3.8
Wildfire
$5,976
Score: 53.7
Strong Wind
$3,555
Score: 8.3
Winter Weather
$623
Score: 17.0
Landslide
$257
Score: 45.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.2
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 64.8
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 53.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

ArcataBayviewCuttenFieldbrookHumboldt Hill

Zip Codes in Eureka

95501955039552195524
Climate Risk Analysis for Eureka, CA