Climate Risk Summary

Eagle Point, OR Risk Profile

The primary drivers of climate-related financial risk in Eagle Point, OR are Inland Flooding, Earthquake, and Heat Wave. This area also faces an unusually high intensity for Wildfire and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Eagle Point.

Primary Risks

Inland Flooding

$929,434

Expected Annual Loss for Eagle Point

47.5Score

Relatively Moderate compared to US average

Eagle Point
Minimal Estimated LossMax Estimated Loss

Earthquake

$852,808

Expected Annual Loss for Eagle Point

86.4Score

Relatively Moderate compared to US average

Eagle Point
Minimal Estimated LossMax Estimated Loss

Heat Wave

$190,361

Expected Annual Loss for Eagle Point

83.3Score

Relatively High compared to US average

Eagle Point
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$929,434
Score: 47.5
MAJOR DRIVER
Earthquake
$852,808
Score: 86.4
MAJOR DRIVER
Heat Wave
$190,361
Score: 83.3
UNUSUALLY HIGH
Wildfire
$161,052
Score: 93.0
UNUSUALLY HIGH
Winter Weather
$28,742
Score: 91.3
Lightning
$10,346
Score: 37.3
Strong Wind
$8,017
Score: 24.9
Hail
$5,310
Score: 36.1
Tornado
$890
Score: 2.2
Ice Storm
$490
Score: 4.1
Volcanic Activity
$3
Score: 74.6
Landslide
$13
Score: 22.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.4
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 83.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 93.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Eagle Point