Climate Risk Summary

Crooked River Ranch, OR Risk Profile

The primary drivers of climate-related financial risk in Crooked River Ranch, OR are Wildfire, Inland Flooding, and Lightning. This area also faces an unusually high intensity for Winter Weather and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Crooked River Ranch.

Primary Risks

Wildfire

$688,175

Expected Annual Loss for Crooked River Ranch

99.0Score

Relatively High compared to US average

Crooked River Ranch
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$508,354

Expected Annual Loss for Crooked River Ranch

69.5Score

Relatively Moderate compared to US average

Crooked River Ranch
Minimal Estimated LossMax Estimated Loss

Lightning

$76,351

Expected Annual Loss for Crooked River Ranch

99.0Score

Very High compared to US average

Crooked River Ranch
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Wildfire
$688,175
Score: 99.0
MAJOR DRIVER
Inland Flooding
$508,354
Score: 69.5
MAJOR DRIVER
Lightning
$76,351
Score: 99.0
Cold Wave
$67,396
Score: 70.5
Earthquake
$24,097
Score: 57.0
Strong Wind
$13,929
Score: 59.6
Hail
$13,865
Score: 71.7
Heat Wave
$9,532
Score: 23.0
UNUSUALLY HIGH
Winter Weather
$8,100
Score: 87.5
Avalanche
$6,237
Score: 65.8
Ice Storm
$2,172
Score: 42.6
Tornado
$764
Score: 3.5
UNUSUALLY HIGH
Volcanic Activity
$30
Score: 87.6
Landslide
$7
Score: 64.1
Drought
$0
Score: 67.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.0
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 69.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 59.6
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 71.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.5
🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.8
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 64.1
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BendEagle CrestMadrasPrinevillePronghorn

Zip Codes in Crooked River Ranch