Climate Risk Summary

Orange, OH Risk Profile

The primary drivers of climate-related financial risk in Orange, OH are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Orange.

Primary Risks

Inland Flooding

$505,153

Expected Annual Loss for Orange

47.5Score

Relatively Low compared to US average

Orange

Minimal Estimated LossMax Estimated Loss

Cold Wave

$120,096

Expected Annual Loss for Orange

74.0Score

Relatively Moderate compared to US average

Orange

Minimal Estimated LossMax Estimated Loss

Tornado

$104,194

Expected Annual Loss for Orange

61.7Score

Relatively Moderate compared to US average

Orange

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$505,153

Score: 47.5

MAJOR DRIVER

Cold Wave

$120,096

Score: 74.0

MAJOR DRIVER

Tornado

$104,194

Score: 61.7

Heat Wave

$26,449

Score: 40.6

Earthquake

$9,987

Score: 29.6

Strong Wind

$9,949

Score: 38.8

Ice Storm

$3,386

Score: 43.1

Lightning

$3,089

Score: 20.5

Winter Weather

$2,578

Score: 52.3

Hail

$966

Score: 22.5

Hurricane

$690

Score: 32.3

Wildfire

$310

Score: 54.9

Landslide

Score: 27.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.0

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 61.7

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.3

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 54.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Beachwood Bedford Heights Highland Hills Moreland Hills Pepper Pike

Zip Codes in Orange

44022 44122